Your Hospital/Medical/Surgical Insurance Policy Benefits1

We Pay:

Daily Room Benefit

Beginning the second day of confinement, we will pay this amount for each day you are confined in the hospital.

$500

If you are in intensive care, you will receive this amount in addition to the Daily Room Benefit Amount.

$1,000

Surgical Benefits

Up to $5,000

Surgical Benefit

Benefits are paid based on specific covered surgeries; ask your Agent or see the summary/outline of coverage for more details!

Hospital Inpatient Miscellaneous Benefits (for which we pay):

Hospital Inpatient Miscellaneous Expenses (for which you incur)

$0 - $1,999

$100

$2,000 - $4,999

$1,000

$5,000 - $9,999

$4,500

$10,000 - $19,999

$9,000

$20,000 and over

$15,000

Outpatient Surgery Miscellaneous Benefits (for which we pay):
Arizona - Surgery Miscellaneous Benefits:

Outpatient Surgery Miscellaneous Expenses (for which you incur):
Arizona - Surgery Miscellaneous Expenses:

$0 - $99

$25

$100 - $499

$75

$500 - $999

$450

$1,000 - $2,499

$1,050

$2,500 - $4,999

$2,250

$5,000 and over

$3,500

Preventive Care Benefits

Pap Smear Benefit4

$75

Mammogram Benefit2

$100

Prostate Cancer Screening Benefit3

$50

Childhood Immunization Benefit

$35

Miscellaneous Benefits

Outpatient Surgery X-Ray and Laboratory Benefit
Arizona - Surgery X-Ray and Laboratory Benefit

$50

Outpatient Non-Surgical Miscellaneous Benefit

This benefit includes visits to a doctor’s office.

$25/visit

General Anesthesia Benefit

$500

Nuclear Diagnostic Benefit

Benefits for CAT scans are included in this benefit.

$250

Ambulance Benefit

$250

Air Ambulance Benefit

$1,000

Home Health Care Benefit

$40/visit

Speech, Occupational, or Physical Therapy Benefit

$40/visit

P345(GA:P345GA; ID:P345ID; OK:P345OK; TN:P345TN; TX:P345TX)

1 Benefits may change if the same change is made on all insurance policies of this form (SC: and class) in your state (not applicable in AR, IL, OH, VA)

2 In OK; we pay $115

3 In OK; we pay $65

4 In OR; Pelvic Exam and Pap Smear Benefit